Financial lease for VAT margin scheme cars
A used business vehicle that suits your work, preferences and budget. At Lease Point, you can finance VAT margin scheme cars with a financial lease tailored to your business.
Browse our available cars and compare models, specifications and monthly payments. We combine digital convenience with personal advice, helping you understand your options and know what to expect.
What is a VAT margin scheme car?
A VAT margin scheme car, known in the Netherlands as a ‘margeauto’, is a used car sold under the VAT margin scheme. VAT is not shown separately on the purchase invoice. As the buyer, you cannot reclaim VAT on the purchase.
The term ‘margin’ refers to the VAT treatment of the sale. The vehicle could be a compact passenger car, a spacious SUV or a practical commercial vehicle.
VAT margin scheme or VAT-qualifying car?
With a VAT-qualifying car, VAT is shown separately on the purchase invoice. You may be able to reclaim this VAT, subject to the applicable conditions. A margin scheme car has no recoverable purchase VAT.
The right choice for your business depends on the purchase price, your eligibility to reclaim VAT and the financing terms. Compare the actual costs for your circumstances. Our advisers help you compare the financing options clearly.
Financing a margin scheme car through fixed monthly instalments
With financial lease, you pay for your margin scheme car through fixed monthly instalments. You don’t pay the full purchase price upfront, preserving cash for your business.
A margin scheme car has no separate purchase VAT amount to pay upfront. Any down payment depends on the vehicle, your application and the finance provider’s requirements.
Together, we look at a suitable term, down payment and optional balloon payment. You receive a clear proposal showing the amount you finance and your monthly payments.
Once all instalments and any balloon payment have been paid, the car is fully yours.
Choosing a margin scheme car for business use
When choosing a used vehicle, consider its age, mileage, service history and specification. These help you assess whether the car suits your daily journeys and expectations.
Whether you regularly visit clients, transport materials or mainly drive in the city, your intended use is our starting point.
Personal leasing advice for self-employed professionals and new businesses
Self-employed professionals and new business owners can also turn to Lease Point for advice on margin scheme cars. We discuss your requirements, explore the financing options and guide you through the application.
Found a margin scheme car at another dealership? Send us the listing or vehicle details. We’re happy to help you with a suitable lease proposal.
From application to delivery, we keep the process straightforward, with prompt follow-up, clear agreements and a dedicated point of contact.
Browse our VAT margin scheme cars and request a no-obligation lease proposal. Unsure which option suits your business? Contact us for personal advice.