How much will your next business vehicle cost per month? With Lease Point’s financial lease calculator, you get an instant estimate of your monthly payment. Enter the purchase price and adjust the down payment, lease term and balloon payment. It’s an easy way to explore which financing option suits your business.
From a smart passenger car to a commercial vehicle for your everyday work: you choose the vehicle, and we help you arrange the financing. Arranged online, with personal advice whenever you need it.
Calculate your financial lease in four steps
You want a clear picture of the costs before choosing a business vehicle. Our lease calculator lets you make an initial calculation yourself.
1. Enter the purchase price
Start with the purchase price of the vehicle you have in mind. Check whether the advertised price includes or excludes VAT to make sure you use the correct amount.
2. Set your down payment
Would you like to pay part of the purchase price upfront? Enter your preferred down payment. This reduces the amount you finance and lowers your monthly payment, provided the other terms remain the same.
3. Choose the lease term
The lease term determines how many months you have to repay the financing. A longer term generally lowers your monthly payment, but also means you pay interest for longer. Choose a term that suits your budget and how long you intend to use the vehicle.
4. Set the balloon payment
The balloon payment is the amount you repay in one lump sum at the end of the agreement. During the lease term, you pay interest on this amount but do not repay the principal. A higher balloon payment therefore reduces your monthly principal repayments. Keep in mind that this amount will still be due at the end of the agreement.
Happy with your monthly payment? Request a no-obligation lease proposal. We’ll review your application and help you take the next step.
What determines your monthly financial lease payment?
Your monthly payment depends on the amount financed, the lease term, the balloon payment and the interest rate. The amount financed depends on factors including the purchase price, your down payment and how VAT is accounted for.
By comparing different settings in the calculator, you can see how changing your down payment or lease term affects your monthly payments. This helps you weigh up how much money you want to put in upfront and how much financial flexibility your business needs each month.
The calculator provides an estimate. Your final monthly payment and terms will be set out in your personalised lease proposal, subject to approval by the finance provider.
A monthly payment that suits your business
Finding suitable financing starts with a clear overview. How much would you like to pay each month? How much can you contribute upfront? And how much do you want to repay at the end of the lease term?
A longer term or a higher balloon payment can often lower your monthly payment. However, this may increase the total interest you pay. A larger down payment reduces the amount on which you pay interest, but requires more of your own money upfront.
At Lease Point, we look at the whole picture: your monthly payments, the total financing costs and the financial flexibility you want to retain to run your business.
Financing a passenger car or commercial vehicle
Our financial lease calculator helps you compare financing options for a business passenger car or commercial vehicle. Whether you’re looking for a practical van, an electric vehicle or a comfortable car for client visits, you can quickly get an idea of your monthly payment.
Found a vehicle at another dealership? Lease Point can help with that too. Send us the advert or vehicle details, and we’ll explore the financing options for your chosen vehicle.
From calculation to a personalised lease proposal
At Lease Point, we combine digital convenience with personal guidance. You calculate your monthly payment, and our team helps you take the next step. We discuss your needs, explore the options with our financing partners and explain the terms clearly.
Would you like to work through the figures together, or are you unsure about the down payment, lease term or balloon payment? Contact our advisers. We’ll help you weigh up your options, from the initial calculation to finalising your financing.